Instant Personal Cash Loan App 2.2.7

Zype offers a streamlined approach to obtaining personal loans of up to ₹5,00,000 for salaried individuals in India. It caters to essential financial needs such as medical emergencies and home repairs, having garnered the trust of over 5 million users who appreciate its fast and secure services.

Reasons to Consider Zype's Instant Personal Loan App

• Instant personal loans available up to ₹5,00,000
• Loan approval typically completed in under 60 seconds
• Immediate disbursal of funds directly into your bank account
• Entire process conducted online with no physical documents required

Eligibility Criteria for Zype Instant Loans

• Salaried professional status
• Minimum monthly salary requirement of ₹15,000
• Possession of a valid PAN card
• Possession of a valid Aadhaar card

Features of Zype’s Instant Personal Loans

• Access to quick cash loans up to ₹5,00,000
• Interest rates starting as low as 1.5% per month
• Complete the loan application process in under 8 minutes
• Receive quick loan approval in less than a minute
• Instant transfer of cash loans to your bank account
• Flexible repayment options available in EMIs over 6, 9, or 12 months

Utility Bill Payment Services

• Online payment options for credit cards, loan EMIs, and various utility bills including electricity and insurance premiums
• Guaranteed cashback on every bill payment made through the Zype app

Terms, Interest Rates & Other Charges on the Zype Instant Loan App

• Personal loans ranging from ₹3,000 to ₹5,00,000
• Loan interest rates between 18% and 36% per annum*
• Loan tenures from 6 months to 12 months available
• Processing fees vary from 2% to 6%
• *Interest rates depend on individual risk profiles

Steps to Apply for a Personal Loan via Zype App

1. Download and install the Zype: Instant Personal Loan App
2. Create an account and complete the loan application using your PAN details
3. Receive quick loan approval based on your profile and credit score
4. Complete KYC verification using Aadhaar and a personal selfie
5. Select the desired loan amount and repayment EMI plan
6. Funds are instantly transferred to your bank account

Lending Partners:

• Respo Financial Capital Private Limited
• RPN Fintralease & Securities Pvt. Ltd.

Sample Calculation for a Personal Loan:

• Amount: ₹50,000
• Tenure: 12 months
• Rate of Interest: 24% p.a.
• Processing Fee: ₹1,250 (2.5%)
• GST on Processing Fee: ₹225
• Total Interest: ₹6,736
• EMI: ₹4,728
• Total Amount Disbursed: ₹48,525 (PF + GST deducted upfront)
• Total Repayment Amount: ₹56,736 (Loan amount + Interest)

• *Note: These figures are representative; actual amounts may vary based on individual profiles.

• Contact Us:

• Email: [email protected]
  Phone: 080-35018179
  Address: Ground floor, Dyna Business Park, Street no. 1, MIDC, Andheri (East), Mumbai, 400093

• Data Security & Privacy:

• Your data submitted through the Zype app is encrypted with secure 256-bit SSL protection.

• Zype positions itself as a reliable option for instant personal loans in India. With an emphasis on swift approval and direct fund transfers without paperwork, it is designed to meet urgent financial needs effectively.